Who pays the welcome tax in Montreal?

The buyer pays the welcome tax (transfer tax) to the municipality when purchasing a property.

When do you have to pay the welcome tax?

The municipality usually sends the bill between the 3rd and 6th month after signing at the notary. You then have about 30 days to pay.

How do you calculate the welcome tax in Montreal?

The calculation is based on the higher of the purchase price or municipal assessment, spread across rate brackets that vary by municipality, including Montreal.

What is the maximum welcome tax rate in Montreal?

Montreal applies a maximum municipal rate of 4% on the portion of value exceeding $3,113,000, in addition to the provincial base brackets.

Is the welcome tax higher in Montreal than elsewhere in Quebec?

Not necessarily. Montreal uses unique progressive brackets: between roughly $550,000 and $2.1M, the amount can be lower than cities applying 3% above $500,000. Use the calculator to compare for your purchase price.

Montreal Welcome Tax: Online Calculator 2026

Montreal Welcome Tax Calculator

Transfer taxes online calculator for Montreal

Real estate experts ready to assist you in Montreal

near_me Montréal

Valter Pinchiaroli

Notaire, Réseau Notaires 514-826-6561 valter@reseaunotaires.ca

near_me Montréal

Geneviève Dugal

Courtier hypothécaire, Multi-Prêts Hypothèques 514-242-0219 gdugal@multi-prets.ca

Welcome tax in Montreal

Buying property in Montreal? Use the welcome tax calculator (transfer tax) on this page to estimate your fees under the 2026 rules. Montreal is the only municipality in Quebec with five progressive municipal brackets, including a maximum rate of 4% for very high-value properties.

Montreal's diverse neighborhoods — from Old Montreal to Griffintown, Rosemont to Outremont — attract buyers, families, and investors. Before finalizing your purchase budget, include the City of Montreal transfer tax in your calculations.

Montreal municipal brackets in 2026 — up to 4%

Beyond the common provincial brackets (0.5%, 1%, 1.5%), Montreal adds specific municipal tiers:

$315,000 to $552,300: 1.5%
$552,300 to $1,104,700: 2%
$1,104,700 to $2,136,500: 2.5%
$2,136,500 to $3,113,000: 3.5%
$3,113,000 and above: 4%

Example: for a home at $849,000, the welcome tax in Montreal is about $12,329 — different from Laval and other suburbs that apply other tiers above $500,000. Compare with our Laval welcome tax page.

Official source: montreal.ca

Calculate transfer tax for a purchase in Montreal

To calculate this tax, you must use the higher value of the municipal assessment and the purchase price of the house.

Take this amount and distribute it according to the following brackets. Note that these brackets vary from one municipality to another. This tax is also called real estate transfer tax.

Online calculation of transfer tax for a house for sale in Montreal

Using the calculator on this page, calculate online in a few seconds the amount of welcome tax to pay in Montreal for your situation. Simply enter the asking price of the house for sale and launch the calculation to obtain the amount of your transfer fees.

Brackets and calculations for the city of Montreal *

Bracket	Amount
$0 to $62,900	%0.50 of the amount in this bracket
$62,900 to $315,000	%1.00 of the amount in this bracket
$315,000 to $552,300	%1.50 of the amount in this bracket
$552,300 to $1,104,700	%2.00 of the amount in this bracket
$1,104,700 to $2,136,500	%2.50 of the amount in this bracket
$2,136,500 to $3,113,000	%3.50 of the amount in this bracket
$3,113,000 and more	%4.00 of the amount in this bracket

Then you add these amounts together. The total you obtain corresponds to the amount of your welcome tax.

You can also make your life easier by using the online calculator available here :)

Examples of calculating transfer rights in Montreal *

Here are some examples that you can also use to check your understanding of the calculation of welcome taxes:

Example #1: Purchase of a $420,000 house

$0 to $62,900 = $62,900 x %0.50 = $314.50
$62,900 to $315,000 = $252,100 x %1.00 = $2,521.00
$315,000 to $420,000 = $105,000 x %1.50 = $1,575.00
Amount to pay: $314.50 + $2,521.00 + $1,575.00 = $4,410.50

Example #2: Purchase of a $690,000 house

$0 to $62,900 = $62,900 x %0.50 = $314.50
$62,900 to $315,000 = $252,100 x %1.00 = $2,521.00
$315,000 to $552,300 = $237,300 x %1.50 = $3,559.50
$552,300 to $690,000 = $137,700 x %2.00 = $2,754.00
Amount to pay: $314.50 + $2,521.00 + $3,559.50 + $2,754.00 = $9,149.00

Example #3: Purchase of a $849,000 house

$0 to $62,900 = $62,900 x %0.50 = $314.50
$62,900 to $315,000 = $252,100 x %1.00 = $2,521.00
$315,000 to $552,300 = $237,300 x %1.50 = $3,559.50
$552,300 to $849,000 = $296,700 x %2.00 = $5,934.00
Amount to pay: $314.50 + $2,521.00 + $3,559.50 + $5,934.00 = $12,329.00

Example #4: Purchase of a $2,350,000 house

$0 to $62,900 = $62,900 x %0.50 = $314.50
$62,900 to $315,000 = $252,100 x %1.00 = $2,521.00
$315,000 to $552,300 = $237,300 x %1.50 = $3,559.50
$552,300 to $1,104,700 = $552,400 x %2.00 = $11,048.00
$1,104,700 to $2,136,500 = $1,031,800 x %2.50 = $25,795.00
$2,136,500 to $2,350,000 = $213,500 x %3.50 = $7,472.50
Amount to pay: $314.50 + $2,521.00 + $3,559.50 + $11,048.00 + $25,795.00 + $7,472.50 = $50,710.50

Calculations last updated on January 30, 2026 based on information available on the website of the city of Montreal.

Montreal Welcome Tax

Online transfer tax calculator for Montreal city